Brandworth is a fleet vendor managing a driver network for Yango in Pakistan. Their operation covers fleet monitoring and the collection and disbursement of driver earnings. As the network grew, getting money to drivers accurately and on time became the hardest part of running the business.

Neem's financial infrastructure now sits at the core of how Brandworth moves money across its fleet.

The problem

Settling commissions and bonuses across a large driver network requires more than a bank transfer. You need a system that holds individual balances for each driver, processes disbursements in bulk, and reconciles automatically. Standard payment tools are not built for this. Manual processing creates delays, introduces errors, and breaks down as the network scales.

How Neem solves it

Neem gives Brandworth three things working together as a single system.

A multi-party ledger. Every driver in Brandworth's network has their own ledger within Neem's system. Each ledger holds the driver's balance, tracks every transaction, and operates according to the rules Brandworth sets for how funds are allocated and released.

A Brandworth-branded payments app. Neem builds and deploys the app, no engineering required from Brandworth. It is fully white-labelled, carrying Brandworth's identity as the direct financial touchpoint between the business and its drivers. Drivers get instant access to their earnings and can withdraw to any bank or digital wallet account, send funds to peers within the network, or spend on services integrated within the platform. MPIN protection keeps funds secure and gives drivers the confidence to hold their balance in the app, not just withdraw immediately.

A bulk disbursement and withdrawal layer. When commissions and bonuses are processed, Brandworth issues one instruction from the business dashboard. Neem automatically routes funds into each driver's ledger. No manual coordination. No reconciliation overhead.

The result is a settlement operation that runs at the speed of the fleet. Every disbursement, balance movement, and withdrawal is visible in one place. Brandworth's ops team spends time running the business, not chasing payments.

Any platform managing a large distributed network eventually hits the same wall. Moving money to hundreds or thousands of individuals through standard bank rails is slow, opaque, and operationally expensive. Neem is built specifically for this: structured balances per participant, bulk disbursements through a single instruction, automatic reconciliation, and a branded financial experience the platform fully controls. Brandworth is a strong example of what that looks like in practice." said  Nadeem Shaikh, co-founder at Neem.

If you manage a distributed network and settlements are still a manual operation, get in touch with us today neem.io/partner-with-neem