We are changing lives with embedded financial wellness

Our philosophy is backed by leading global investors and strategic angels


Scaling embedded finance solutions beyond Pakistan

Our Banking-as-a-Service platform enables digital businesses across various industries to provide embedded financial services to their underserved customers. Neem was launched in Pakistan and is built to expand its services to emerging markets.


We can take your business where you want it

Our suite of financial products can be easily integrated through APIs and SDKs into your product stack. We take care of your embedded finance and you take care of your customers.

Increase product stickiness by integrating financial services within your platform to attract new customers, and retain the existing ones.

Diversify your revenue streams for your business by earning fees from interchange, co-branded cards, cross-selling products, and more.

Build insights-driven products and run targeted marketing campaigns by leveraging data on users’ financial behaviours and preferences.


Impact is at the heart of everything we do

Neem was born with the purpose to enable financial wellness for all people and businesses. We are doing that as a company responsible towards the environment as well as underserved communities. We care about the legacy we leave behind.


Passionate tribe of builders and innovators

We are a team of passionate builders, finance and technology pioneers with a powerful vision for impact and global experiences. Our Neem culture of nurturing safe space, growth, and joy is at the core of what we deeply care about.

Let’s build the future of financial wellness for your customers together

Talk to us