We enable access to a loan book at market competitive rates and handle the relevant contractual and compliance process for you.
Integrate our payment solutions to streamline your lending process and handle collections and disbursements in real-time with a great customer experience.
Leverage customer s' financial data, from borrowing habits to repayment patterns, to optimise your existing lending products and develop new ones for enhanced offerings.
We simplify lending operations by handling all compliance and regulatory matters like KYC, AML and fraud checks, so you can focus on growing your business.
COD financing empowers MSMEs such as e-commerce sellers with immediate liquidity by providing upfront cash. It offers an instant account receivable solution, eliminating prolonged settlements and cash flow troubles.
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Empower your underserved customers by lending them the funds needed to acquire a smartphone. This shariah-compliant product utilises users' financial and behaviour data to make lending decisions. Enable your customers to up-skill themselves, access better opportunities, and transform their communities with access to smartphones.
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Eliminate the inconvenience of running out of credit for your customers by ensuring uninterrupted mobile connectivity with airtime lending. Offer your customers personalised airtime loans via USSD, SMS or voice at their time of need.
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Boost your revenue by offering your customers term loans based on their behavioural data. You can choose from a variety of term loan options tailored to meet their unique financial needs. This offering allows flexible repayment terms over a pre-determined tenure.
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We understand that fostering a motivated and financially stable workforce is key. Our Earned Wage Access product, designed to benefit both your organisation and your valued employees, will help you enhance employee retention, and boost productivity while easing financial distress for your people.
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© 2023 Neem
© 2023 Neem
Neem is a fully licensed Non-Banking Finance Company (NBFC) by Securities and Exchange Commission of Pakistan to carry out and undertake Investment Finance Services (IFS). Neem’s banking services are powered by Branchless Banking partnership with JS Bank in Pakistan.
